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Bridging Loans

For chain breaks, refurbs and purchases, we can quickly structure regulated and unregulated bridging loans, across a 1st, 2nd or cross-charge basis

Bridging Loan Calculator

Calculate your potential bridging loan.

Commercial Mortgages

For owner-occupiers and investors, we look at the business behind the numbers and apply affordability that reflects the lease.

Buy-to-Let Mortgages

From single lets to MUFBs, HMO and complicated tenant profiles, we will structure a solution that makes sense to your client from day one.

Inheritance/Executor Loans

For beneficiaries and executors who need funds before an estate is realised - raise up to 50% of future inheritance within days.

Development Finance

For construction, conversions and heavy refurb, we take time to understand the project, apply sensible LTGDVs, and can release funds in step with build progress.

Specialist Circumstances

From social housing leases and complex securities to layered company structures and adverse credit - those cases that fall outside of standard criteria.

Large Loans

We structure complex, high-value finance cases to secure the right lender and get approval first time.

Get Your Quote Today!

Get in touch and get your quote today.

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Clever Lending

Specialist Finance Case Studies

February 8, 2026

Regulated Bridge Secured Across Two Properties to Achieve Full Purchase Price

Client wanted to buy a property to live in before selling her current one.

December 20, 2025

Return Client Placed with Together Using Accountant’s Reference for Scottish Property

Clients purchased a pub/restaurant in Scotland with funds from a business investor. They fully refurbished the property to a high standard but due to the location and not having a full 2 years accounts for the limited company, we needed a specialist lender.

December 19, 2025

Fast-Turnaround Bridging Loan Secured with Greenfield After ID Issues Elsewhere

Client was refurbing property, mum gave them funds to do this but they ran out of cash to finish the works. They are unable to get a residential mortgage until the upstairs is completed. Clients wanted to repay mum and raise the money to finish the works.

November 16, 2025

Bridge-to-Let Finance Secured with Precise for Guaranteed BTL Exit

Client wants to purchase property within his Ltd company for £83K. Property is lettable in its current state, but he wanted to carry out some works and then let it out.

October 8, 2025

Unregulated Bridging Loan Secured Against BTL with Competitive Rates and Fast Completion

Client was looking to purchase a new home for her to live in and needed to raise capital on a BTL property to be able to purchase the new house.

August 8, 2025

AVM-Approved Bridging Loan with Together Secures Full Requested Amount

Broker had tried to place case with Precise and the valuation report came back very low and they couldn’t offer what was required. Needed help to get the property purchased quickly.

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