Specialist Property Finance for UK Borrowers

We’re called Clever Lending for a reason. By working with lenders that aren’t available to every broker and accessing the most competitive rates in the market, we can find a solution for almost any property finance situation.

You will deal with a team that knows the market inside out and takes the time to understand what you’re trying to achieve. If there is a solution, rest assured, we will find it, and fast.

Straightforward and well-structured finance - exactly the kind of clever thinking you’d expect from Clever Lending.

Our Finance Options

Bridging Loans

If you need to move fast, we can arrange short-term finance for purchases, chain breaks or refurbishments.

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Commercial Mortgages

We look at the business behind the numbers and apply affordability that reflects the lease.

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Development Finance

For construction, conversions and heavy refurb, we take time to understand the project, apply sensible LTGDVs, and can release funds in step with build progress.

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Buy-To-Let Mortgages

From single lets to MUFBs, HMOs and complicated tenant profiles, we will structure a BTL solution that makes sense from day one.

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Auction Finance

Buying under the hammer? We keep everything on track well within that strict 28-day deadline.

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Inheritance/ Executor Loans

If you need funds before an estate is realised, we can raise up to 50% of future inheritance within days.

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