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Products

Products

Bridging Loans

For chain breaks, refurbs and purchases, we can quickly structure regulated and unregulated bridging loans, across a 1st, 2nd or cross-charge basis

Bridging Loan Calculator

Calculate your potential bridging loan.

Commercial Mortgages

For owner-occupiers and investors, we look at the business behind the numbers and apply affordability that reflects the lease.

Buy-to-Let Mortgages

From single lets to MUFBs, HMO and complicated tenant profiles, we will structure a solution that makes sense to your client from day one.

Inheritance/Executor Loans

For beneficiaries and executors who need funds before an estate is realised - raise up to 50% of future inheritance within days.

Development Finance

For construction, conversions and heavy refurb, we take time to understand the project, apply sensible LTGDVs, and can release funds in step with build progress.

Specialist Circumstances

From social housing leases and complex securities to layered company structures and adverse credit - those cases that fall outside of standard criteria.

Large Loans

We structure complex, high-value finance cases to secure the right lender and get approval first time.

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Case Studies

Return Client Placed with Together Using Accountant’s Reference for Scottish Property

December 20, 2025

Problem

Clients purchased a pub/restaurant in Scotland with funds from a business investor. They fully refurbished the property to a high standard but due to the location and not having a full 2 years accounts for the limited company, we needed a specialist lender.

Solution

I placed this with Together as they lend in Scotland and will use an accountant’s reference instead of accounts. This was a return client as we placed their other commercial term mortgage with the same lender previously.

Products

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Return Client Placed with Together Using Accountant’s Reference for Scottish Property

Problem

Solution