For beneficiaries and executors who need funds before an estate is realised, an inheritance bridging loan can release up to 50% of the future inheritance within days.
Whether funds are needed to cover an inheritance tax bill, fund repairs on a property before a sale, pay legal fees, or simply support your client through the probate process, we keep things straightforward.
With access to exclusive and market-leading rates, we’ll confirm what is realistic and move quickly. We’re clever like that.
Inheritance and executor funding needs to be both speedy and structured, so we will sense-check the estate position early and confirm the likely loan size (up to 50% of the inheritance).
Rest assured, we can handle the details so your client can access their funds without delays or any unnecessary back and forth.
Typical Timings: Probate can take months and, in some cases, well over a year, which is exactly why inheritance bridging exists.
If documents are available upfront, funds can often be released within days.
Send the outline: beneficiary vs executor, inheritance estimate, expected timeframe, and reason for funds, and we will come back within 24 working hours with the likely structure and next steps.
One checklist per lender and no blanket uploads, which means fewer re-underwrites.
We submit the decision in principle (DIP) with the required estate documents (will, death certificate, probate status and beneficiary details). We’ll come back with terms and issue Heads of Terms. Once signed, we progress the full application through to offer and completion.
~75% LTV over 20 years; seasonal covenants agreed up-front; 6-week completion.
~70% LTV; DSCR stacked from staggered leases; capital raised for acquisitions.
~75% LTV; retail + resi income assessed separately; title tidy-up pre-offer.
(Anonymised; figures indicative.)
Refer your case, and we’ll come back within 24 working hours with a realistic route and a clear list of what we need to issue formal terms. If, for whatever reason, the case doesn’t fit, we will tell you immediately and explain exactly why.Â
There are no fees payable until we have a solution, and you will always speak to an advisor, not to a triage team passing you on. We believe in speaking to an expert from the start.
Where documents are available upfront, funds can be released within days.
Beneficiary inheritance bridging is typically available with no credit check.
There is no charge against a property; this type of funding is simply an advance on the inheritance due.
Both. We can support beneficiaries and executors, with the structure tailored to the purpose.
Most commonly: paying IHT, covering legal fees, settling estate liabilities, or funding repairs/renovations ahead of a sale.
A certified copy of the will and grant of probate, estate asset/liability details, and details of the appointed professional firm settling the estate.
The loan is repaid once estate proceeds are realised.
More process and commercial questions, covering referrals, packaging, fees and payment, are answered in our broker FAQs.
Email us directly with your enquiry by clicking here or using our email [email protected].
