Property Development Finance Explained, Stage by Stage
Property development finance is the funding that turns a plot or a tired building into finished, saleable units. You have found a site with real potential: a plot with planning, or a tired building crying out for conversion. The plan is sound, the numbers stack up, and then you try to fund it. A normal […]
Guide to Development Finance
Development finance is the only property lending where the thing being funded does not exist yet. Everything else follows from that. A lender cannot value a finished scheme that has not been built, so it lends against a forecast, releases the money in stages as the forecast turns real, and sends someone to check. That […]
Development Exit Finance: How to Refinance a Finished Scheme in a Slow Market
Development exit finance is built for one situation, a finished scheme that will not sell. Your scheme is built. The scaffolding is down, the units are dressed, the photos look great. The only problem is that they are not selling, and your development finance is still running at development finance rates. Every month the site […]
Build to Rent Finance
What if you built your next scheme and just… kept it? No sales chase, no estate agent fees, no handing your best work to strangers. Rental income from homes you built yourself, at build cost rather than market price. That’s build to rent, and it’s no longer just the institutions playing. Big funds put up […]
Housing Development Finance
Found a site with potential? Planning to convert that tired house into flats? Ready to build for the first time, but every lender’s website reads like it was written for someone who’s already built forty? Housing development finance sounds complicated because the industry enjoys making it sound complicated. Senior debt, GDV, stretched facilities, drawdown schedules. […]
What Is Development Finance? A Practical Guide for UK Developers and Brokers
Development finance is a specialist form of funding used to support property projects where standard mortgages are not suitable. It is most commonly associated with new builds, conversions, and larger refurbishment schemes, but it is often misunderstood by those encountering it for the first time. This guide explains what development finance is, who it is […]
Development Finance Costs Explained
Development finance is a specialist form of funding used to support property development projects, from small refurbishments through to ground up construction. While it can provide access to higher loan amounts and flexible structures, the costs involved are often more complex than standard mortgages. Understanding development finance costs is essential before committing to a project. […]