Property auctions move fast, and so do we. Our team can source fast and reliable funding and keep everything on track within that strict 28-day deadline.
We arrange auction finance for residential and commercial property, and by working with lenders that aren’t available to every broker, we access the most competitive rates on the market and get you the best possible terms.
We can even line up your funding before the auction, so you can bid with confidence, knowing your funds will be in place when the hammer falls. We’re clever like that.
We don’t just “find rates.” We guide you through the entire process, liaising with all parties and pushing things forward. So, whether you’re buying at auction to purchase below market value or have found a rundown property that needs work before refinance or sale, we’re clever about the details, so you don’t have to be.
Typical timing: Straightforward auction finance cases typically complete in 3 weeks. Faster is possible with a simple security in place and everything ready up front.
Send us a quick enquiry, including property type, the amount you wish to borrow, expected rent and any quirks - and we will come back within 24 business hours with a clear plan and the likely structure of your loan.
Once this is approved, we will request a signed Decision in Principle (DIP), then instruct a property valuation and set out any conditions in clear terms.
We keep the legal process moving and update you at every stage. If, for whatever reason, a date shifts, you’ll hear it from us first (along with a new date).
completed in 7 working days; refinanced to BTL in month 3.
75% LTV bridge; tidy-up; sold in 10 weeks.
Purchase at auction → refurb bridge; exited onto HMO BTL on completion.
(Anonymised; figures indicative.)
Yes, we recommend it. We can review the property, your circumstances, and the auction timeline in advance, giving you a clear idea of borrowing levels, fees, and costs before you bid.
Auction finance is designed for speed. Most auction purchases need to be completed within 28 days, and we structure funding specifically to meet that deadline.
That is common with auction properties. Issues like condition, short leases, mixed-use, or non-standard construction often rule out a mortgage. Auction finance can still work in these scenarios.
Yes. The amount depends on the property, your exit strategy, and the lender. We’ll explain what’s required upfront so there are no surprises after the hammer falls.
Absolutely. We arrange auction finance for both residential and commercial property, including shops, offices, warehouses, and mixed-use buildings.
Fees can include lender fees, valuation, legal costs, and interest. We talk you through all costs before you commit, so you understand the full picture.
Common exits include refinancing onto a mortgage or buy-to-let, selling the property, or releasing funds after refurbishment. We’ll structure the finance around a clear and realistic exit from the start.
We’re used to working on auction finance applications. By liaising with solicitors, lenders, and valuers, we help keep everything moving to meet the deadline wherever possible.
Yes. Whether you’re a first-time buyer or first-time property investor, we’ll guide you through the process and explain each step clearly.
If you’ve already won the property, contact us immediately. We’ll assess the situation quickly and let you know what options are available.
Send us a quick enquiry, and we’ll come back within 24 business hours with a realistic route forward.
There are no fees payable until we have found you a solution, and you will always speak to an advisor, not to a triage team passing you on. We believe in speaking to an expert from the start.
Email us directly with your enquiry by clicking here or using our email [email protected].
