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For Bridging Finance the minimum is £50,000, there is no maximum
For Commercial Finance the minimum is £50,000, there is no maximum
Yes, we can provide an indicative quote for you before we complete the relevant searches. Just contact us to discuss this or submit the details you have now – you can always provide more when you have them.
We consider all cases individually and most lenders on our panel will accept SA302s as proof of income if you don’t have an accountant or accountant certificate. SA302s can also be accepted if self-employed customers need their applications to be based on their most-recent income, rather than an average of the past two years.
YES! We can help customers in almost any situation, even if they have a less than perfect credit score. All enquiries are reviewed individually, and we will use our expertise to approach the lenders we know will consider each case. Even if you have had bad credit on previous finance, such as missed payments, we will be able to find you the most suitable lending solution based on your needs.
Clever Lending is a specialist broker for commercial mortgages and bridging finance, along with more specialist buy to let mortgages. It is a trading style of Financial Makeover Limited, which is part of the Totemic Group.
We have a comprehensive panel of lenders covering most of the market which provide access to over 100s lending products.
You can submit all your enquiries by either calling us, by email or using our online web forms
We are a credit broker not a lender.
© 2024 Financial Makeover Limited. This website is operated by Financial Makeover Limited. Clever Lending is a trading name of Financial Makeover Limited, a limited company registered in England and Wales with registered number 6111701. Registered Office: Kempton House Kempton Way, Dysart Road, Grantham, Lincolnshire NG31 7LE. Financial Makeover Limited is authorised and regulated by the Financial Conduct Authority (FCA Register number: 706595).
Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead a fee will become chargeable. We will also be paid commission from the lender. The actual commission we receive will be confirmed in writing on your illustration.
Our calls may be recorded and monitored for training, compliance and complaint handling purposes.
Please note commercial mortgages and some buy to let and bridging loans are not FCA regulated products.
