Clever Lending completes second charge bridging loan for business capital raising in 3 days
Clever Lending quickly secured a £24,000 second charge bridging loan for a business property in three days, overcoming lender and legal issues. They partnered with Holme Finance Bridging Solutions and got approval within a day,
In the Spotlight – Nicola Ferguson, commercial and bridging specialist, Clever Lending
Drawing from her financial services background and inspired by her time as an au pair in New York, Nicola has developed expertise in specialist lending through hands-on experience.
Clever Lending packages regulated bridge for complex holiday let development
Clever Lending facilitated a £180,000 bridging loan for clients converting their £2 million residential property into holiday lets. Despite valuation delays and a Bank of England rate increase, the loan was completed in two months at a 15% loan-to-value ratio.
Bridging & Commercial Refurbishment Q&A
Nicola Ferguson takes a look at the Bridging and Commercial Refurbishment market and answers some of your questions.
Maximising returns in a challenging market
Amidst the uncertain mortgage market and the UK economy, an interesting trend emerges: aging landlords are leaving the buy-to-let sector, opening new opportunities for those who remain.
Preparation is key to securing property development finance
Development finance is an extremely niche and specialist area of the mortgage market. No two projects are the same and the level of financing involved often varies from tens of thousands to multi-million-pound deals depending on the type of project being undertaken.
Bridging lending falls in Q2 as rising interest rates place finances under pressure
According to the latest Bridging Trends data, bridging loan transactions in the second quarter fell to £165.7 million – the quietest quarter since Q1 2022.
Bridging for BTL clients
In the current economic climate of rising interest rates and ongoing uncertainty in the mortgage market, many buy-to-let (BTL) landlords are facing numerous challenges when it comes to trying to secure a fixed rate mortgage deal.
Clever Lending secures £307k regulated bridging loan for downsizer
Clever Lending, the specialist finance packager and master broker, has secured a £307,000 regulated bridging loan to allow a client to downsize after suffering a hat-trick of setbacks.